JNR Insurance Agency Inc.

  Coastal living brings specific environmental risks today; consequently , more and more homeowners are seeking financial protection. Flood insurance in Brooklyn and Jersey City, NY  provides essential security, especially since  heavy rains often overwhelm old city drainage systems. In this regard , one can benefit significantly from a dedicated flood policy. It is important to note that standard home insurance usually excludes water rising from below. What truly stands out , however, is the high cost of repairs, as even a few inches of water can ruin expensive hardwood floors. Why Does Location Influence Policy Rates? Elevation levels dictate the monthly premium costs; understandably , homes near the waterfront pay more. Furthermore , federal maps change frequently to reflect new climate data. As a result , one might suddenly find their house reclassified into a high-risk zone. On the flip side , inland areas still face danger because flash floods often happen during su...

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What is flood insurance and what are the benefits?  Flood insurance is a specialized type of property insurance designed to protect homeowners, renters, and businesses from losses caused by flooding. Standard homeowners or renters insurance policies typically do not cover... The post Flood Insurance in Jersey City, Brooklyn, Bushwick, Prospect Park, NY, Dumbo, NY, Williamsburg, NY and Surrounding Areas first appeared on JNR Insurance. http://dlvr.it/TQ34Tx

  Floods are not shy anymore — they come and stay without asking for permission. A recent FEMA report shows that 90% of natural disasters in the U.S. are associated with flooding. In the wake of climate change, which exacerbates both storms and tidal surges, Jersey City and Brooklyn, NY, are registered as areas with a high flood risk. The places we live in, work in, and spend our leisure time have become victims of heavy rains and seawater leaks.   These kinds of events cost not only money and time but also bring along a feeling of despair. Good thing that there is such a thing as flood insurance in Jersey City and Brooklyn, New York —a safety net just in case the water level rises.   Why Flood Insurance Matters   Flooding is not a matter of if, but of when. Whether it’s a brownstone in Brooklyn or a waterfront condo in Jersey City, every structure has its Achilles’ heel. Flood insurance lessens the impact by providing coverage for:   ü  Damage to the struc...

Advantages of Getting General Liability Insurance General liability insurance is one of the most essential forms of coverage for businesses of all sizes. It provides financial protection against common risks that can arise in day-to-day operations, helping ensure long-term stability... The post General Liability Insurance in Jersey City, Dumbo, NY & Nearby Cities first appeared on JNR Insurance. http://dlvr.it/TPMTyh

Key Things to Know About Car Insurance Policies  Car insurance is a contract between the vehicle owner and an insurance company that provides financial protection against losses resulting from accidents, theft, or damage. Understanding the essential aspects of car insurance... The post Car Insurance in Brooklyn, Jersey City, Dumbo, NY, Bushwick, Williamsburg, NY, Prospect Park, NY and Surrounding Areas first appeared on JNR Insurance. http://dlvr.it/TNqcdh